Quick, easy and convenient - how to take a loan with Dom Credit ?

1

Step 1

Fill in the order form with the information needed for the credit you want and its collateral.
2

Step 2

You can easily calculate your loan costs because we have no hidden fees and commissions
3

Step 3

We can grant you the loan for 3 days after you provide all the necessary documents.
4

Step 4

Congratulations! You are now a step closer to your dream home.

More information about our services

The terms
of credit

With it you can buy or repair a home; cover other needs of current capital, etc.

Amount of the loan: from EUR 5 000 to EUR 100 000, up to 60% of the valuation of the property

Period: from 1 year up to 10 years

Annual Interest Rate: Flexible Interest Rate Scheme Depending on Loan Term and Collateral. The credit agreement is concluded in our office in Sofia.

Contractual fee: 1-4% of the loan amount, minimum 100 €

Flexible conditions for repayment of the loan.

Collateral: apartment, house, business property, land with communications

Mortgage: First of all

Term of approval: within 2 business days

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Representative
example:

In case of correct fulfillment of the obligations under the Loan Agreement at utilized amount of EUR 12782.30 for a period of 24 months, fixed interest rate 24.00% and APR 30.92%, the consumer shall owe:

Total loan amount /principal /: EUR 12782.30

Contractual interest rate on the loan: EUR 3067.75

Total amount due on the loan / principal and contractual interest /: EUR 15 850.05

Fee for consideration of "Proposal for Conclusion of a Loan Contract" in the amount of 1% of the loan amount, namely the amount of EUR 127.82, which is due by the User before signing the loan contract.

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Credit
calculator

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Frequently Asked Questions

1What is a mortgage loan?
This is a loan, when a property is pledged in favour of the lender for a loan.
2Why do we work with "Dom Credit" LTD?
We work on the principle of the responsible crediting and when deciding on a candidate we analyse carefully his financial position. Our managers will explain how a loan can affect your material situation.
3How can I apply for a mortgage loan?
You can either apply for a mortgage loan on our website or visit our office at 66 Dimitar Manov Str. in Sofia.
4What property is appropriate?
The following proporties are suitable: an apartment, a house, a business property, land with communications in Sofia, Plovdiv, Varna, Bourgas and around them.
5For how much money can I apply?
We are providing consumer loans in amount from 5 000 euro to 100 000 euro, up to 60% of the valuation of the property.
6What time will take the deal?
From the moment of the applying to the transaction it will take no more than a standard procedure for such a deal. If you prepare the document for it faster, we can finalise the deal faster.
7What is the process?
1. The client is providing an application for a loan with all the necessary documents. 2. Our credit management will review the application for three working days. 3. We will inform the client for the decision. 4. If the decision is positive, the contract is signed.
8What type of interest to choose, fixed or floating?
The answer to this question is important to you because you will have a strategic view on how much you can pay off your credit. Ask about the advantages and disadvantages of each type or choose a combined option.
9What will be included in my repayment instalment?
It is very important to know exactly what you will pay for. The credit price may require that you cover much more than principal and interest.
10Can I redeem my credit early?
Yes, the borrower has the right to repay the loan early. Under the terms of the contract, in the case of early repayment, it is necessary to submit an application promptly to the creditor.
11What additional costs are there for early repayment of the loan?
The amount of the penalty for early termination of the contract is 1% of the prepaid amount of the loan.
12What to do if difficulties arise with the installments?
If material difficulties arise, contact us immediately! Provide the application by e-mail or in our office and we will try to find the best solution in the situation.
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